Mr. Justice J.D. Kapoor, President—The respondent’s husband was holding life insurance policy when he met with an accident on 5.3.1994 and died on 11.3.1994. As per Clause 10 of the policy he claimed double accident benefit. The appellant repudiated the claim of double accident benefit on the ground that when he met with an accident, he was under the influence of liquor. However, this plea did not find favour with the District Forum before which, the respondent had filed complaint seeking double accident benefit. The complaint was allowed by impugned order dated 8.12.2000. Feeling aggrieved, the appellant has preferred the present appeal.

2. Relevant extracts of Clause 10 are as under:

(b) Death of the life assured: to pay an additional sum equal to the sum assured under this policy if the life assured shall sustain any bodily injury resulting solely and directly from the accident caused by outward, violent and visible means and such injury shall within 90 days of its occurrence solely, directly and independently of all other causes result in the death of the life assured. However, such additional sum payable in respect of this policy together with any such additional sums payab