Mrs. Veena Misra, Member—This appeal, under Section 15 of the Consumer Protection Act, 1986, is directed against the order dated 22.5.2000, passed in Complaint No. 5/1998 by the District Consumer Disputes Redressal Forum, Raipur (hereinafter referred to as the ‘District Forum’ for short) whereby the complaint was dismissed by the District Forum.

2. Aggrieved by the aforesaid order the complainant has preferred this appeal. Relevant facts necessary for disposal of this appeal are that in the year 1981 the complainant had obtained loan of Rs. 49,000/- from the respondent Bank for purchase of a Matador and had purchased Matador bearing No. M.B.R. 8698 and the said vehicle was registered in the name of the complainant/appellant. As per the complainant it was agreed that the Bank will keep the vehicle insured. However, though the Bank initially got the vehicle insured but thereafter failed to do the needful without any reason. The aforesaid vehicle was involved in an accident on 21.8.1983 and one Shersingh had died in the said accident and in the M.A.C.T. case filed by the legal heirs the appellant had to pay a sum of Rs. 1,00,000/-. Thereafter the complainant decided to get the veh