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VEENA MISRA, R.S.AWASTHI
VIKRAM SHAH THAKUR – Appellant
Versus
ICICI BANK – Respondent


Advocates:
Counsel for the Parties :
For the Appellant :Mr. R.K. Bhawnani, Advocate.
For the Respondent:Mr. S.K. Sharma, Advocate.

ORDER

Mrs. Veena Misra, Member—This appeal under Section 15 of the Consumer Protection Act, 1986 is directed against the order dated 19.10.2004 in Complaint No. 86/04 by District Consumer Disputes Redressal Forum, Raipur (hereinafter called “District Forum” for short) whereby the complaint was dismissed. Aggrieved by the order, the complainant has filed this appeal.

2. Brief facts necessary for disposal of this appeal are that the complainant had purchased TVS Victor Motor Cycle, bearing Reg. No. CG 04/CA-5833 on 4.9.2002 for a sum of Rs. 40,729. He had deposited Rs. 14,361 in cash and got the remaining amount of Rs. 26,368 financed by the O.P. The complainant had alleged in the complaint that O.P. did not tell him anything about the terms and conditions and had got the blank hire purchase agreement signed by the complainant and copy of the same was not furnished to him despite request being made in this regard. It was further averred that 23 post-dated cheques for Rs. 1,755 each were obtained by the O.P. from the complainant. About 3/4th of the total number of instalments were received by O.P. and in the circumstances the vehicle was under the category of protected goods. It was fur















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