V.K. Agarwal, President—This appeal, under Section 15 of the Consumer Protection Act, 1986 is directed against the order dated 5.01.07 in complaint No. 81/06 by District Consumer Disputes Redressal Forum, Rajnandgaon (hereinafter called “District Forum” for short), directing the appellant insurer to pay to the complainant respondent compensation of Rs.1,76,271 with interest @ 8 % p.a. payable from 30.12.05, besides Rs. 1,000 as cost of the complaint.

2. Indisputably, the complainant respondent is the owner of Tata Indica Car bearing registration No. CG-05-9475. The said car was comprehensively insured by the appellant insurer under policy No.190507/31/ 03/01714. The risk of the vehicle was covered, under the said policy, from 9.12.03 to 8.12.04.

3. The complainant averred that the said vehicle met with an accident on 4.12.04 at Ranchi, Bihar. The complainant informed the appellant insurer about the accident and the damage to the vehicle, upon which the appellant insurer appointed a surveyor. It was further averred that the husband of the complainant respondent preferred claim on 6.12.04 with the appellant insurer on behalf of the complainant respondent. It was further averred