Anupam Dasgupta, Member— This revision petition impugns the order dated 13.3.2006 of the Consumer Disputes Redressal Commission, Union Territory, Chandigarh(‘the U.T. Commission’, in short) in first appeal No. 204 of 2005. By this order, the U.T. Commission endorsed the order dated 5.10.2005 of the District Forum(II), Chandigarh in the petitioner’s complaint case No.298 of 2005 and accordingly dismissed the appeal of the petitioner(hereafter, ‘the complainant’). Aggrieved, the complainant has filed this revision petition.

2. We have heard the complainant in person and considered the documents filed by him as well as the reply affidavit dated 5.4.2007 of the respondent Bank(IDBI, in short), though none appeared before us on behalf of the IDBI.

3. The complainant’s case before both the lower Fora has been that(in addition to some more amounts in his own and his wife’s names) he deposited Rs. 50,000 by cheque No.71118 of 7.8.2002, drawn on his account with the State Bank of Hyderabad, Chandigarh(SBH, in short) with the IDBI, Chandigarh on 7.8.2002 towards a fixed deposit(FD) in his own name under the IDBI’s Suvidha Fixed Deposits Scheme. He was issued acknowledgement of receipt