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K.S.GUPTA, S.K.NAIK
National Insurance Co. Ltd. – Appellant
Versus
Sharp Line Electronics – Respondent


Advocates:
Counsel for the Parties:
For the Petitioner:Shri Atul Nanda, Advocate.

ORDER

K.S. Gupta, Presiding Member—In this revision filed with a delay of 107 days, challenge is to the order dated 3.9.2007 of M.P. State Consumer Disputes Redressal Commission, Bhopal allowing appeal against the order dated 3.7.2006 of a District Forum with direction to the petitioner-Insurance Co. to pay amount of Rs. 2,94,877/- with interest @ 6% p.a. from the date of repudiation i.e. 12.6.2003 till payment, to the respondent. The District Forum had dismissed the complaint.

2. Respondent/complainant had obtained policy covering the period of fire for the period from 29.4.2002 to 28.4.2003 of a sum of Rs. 4,00,000/- in respect of stock of all types of T.V. sets and coolers from the petitioner-Insurance Co. Due to fire in the premises on 7.5.2002, T.V. sets and coolers kept there were burnt. Insurance Co. was intimated of the occurrence. By the letter dated 3.11.2004, the Insurance Co. repudiated the claim on the ground that the place where the fire broke out was not a shop but godown and claim was thus not payable under the policy. Complaint filed thereafter by the respondent claiming certain reliefs was contested by the petitioner-Insurance Co. mainly on the ground on which claim




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