V.K. Patil, Member—This appeal under Section 15 of Consumer Protection Act,1986 has been filed by the appellant having been aggrieved by the order dated 18.2.2008 of the District Consumer Disputes Redressal Forum, Raipur (hereinafter referred as “District Forum” in short) under Case No. 26/2007.

2. The brief facts of the case are that Shri Raj Kumar Hirani had insured his vehicle Maruti 800 Registration No. CG-04/ZD-3776 under Comprehensive Insurance which is now called Private Car Policy-B Package, for period from 26.12.2004 to 25.12.2005 bearing policy No. 450301/31/04/06478. The vehicle met with accident at night on 7.11.2005. Shri Ram Ahuja was driving the vehicle at the time of accident. FIR was lodged with police in nearby Thana Dharsiwa. Shri Ram Ahuja was hospitalized and died on 17.11.2005. The complainant Smt. Sapna Ahuja filed complaint with the District Forum Raipur alleging that the OP insurance company did not make payment of personal accident cover Rs.1,00,000 despite giving intimation, thus committed deficiency in service. OP Insurance company averred in their reply that the husband of the complainant Mr. Ram Ahuja, driving the insured vehicle at the time of ac