Bhanwar Singh, President—Both these appeals having arisen out of one and the same judgment of February 17,2006 are taken up together for decision. By virtue of the impugned judgment the Complaint No.270/2002 of the three respondents was allowed with a direction to the appellant Life Insurance Corporation of India to pay Rs.1,00,000/- along with interest @ 8% per annum. Sri V.S. Bisaria, learned Counsel for the appellant has criticized the judgment on two grounds—the first being that the contract between the insured and the Insurance Corporation having been not accepted until the date of death of Sri Vindhavasini Singh, the claim for recovery of the aforesaid amount was not sustainable; and, secondly the claim was liable to be repudiated as the deceased had suppressed material information regarding his ailments of diabetes and renal failure.

2. Picking up the first limb of the arguments, it may be observed that the Life Insurance Corporation of India admitted in its written statement filed before the Forum below that the Policy No.291193093 was issued on 28-12-1998. In this context, it is relevant to note that the complainants pleaded in their complaint that this polic