A.K. Samantaray, President —The Life Insurance Corporation of India is the appellant, represented through its Senior Divisional Manager, Cuttack Divisional Office and Branch Manager, Kendrapara. By means of this First Appeal, the appellants assail the judgment and order dated 31.7.2006 passed in C.C. No.9 of 2006 by the District Forum, Kendrapara, whereby the District Forum while allowing the complainant’s prayer in the complaint directed the appellants, who were opposite parties before it, to give all the benefits admissible under the policy to the complainant and pay cost of Rs.500 within three months from the date of receipt of the order.

2. Admittedly, the complainant—Kailash Chandra Kar took “ASHA DEEP-II” life insurance policy bearing No.581918819 for an assured sum of rupees 50,000 having twenty years term commencing from 28.9.1997. He was all along paying the premiums regularly. During continuance of the policy, in January, 2003 the complainant experienced severe pain in his chest and there was trouble in breathing, for which he consulted Cardiologist and according to the advice of the Physician of Apollo Speciality Clinic and Diagnostic Centre, Bhubaneswar, an Echo C