Ashok Bhan, President—.Shortly stated, the facts leading to the filing of the present complaint are:

2. Deceased husband of the complainant/petitioner had taken a life insurance policy bearing No.832261943 on 28.3.1993 for a sum of Rs.1,00,000. Petitioner, being the wife, was nominated to receive the insured amount in case of his premature death. Insured, who was serving in the Bank of Baroda, died on 21.6.1996 due to heart attack. After the death of the insured, petitioner lodged a claim with the Life Insurance Corporation of India respondent herein which was repudiated on 9.6.1997 on the ground that to the questions put to him during the course of filling up of the proposal form, the insured had not given correct answers regarding his health. Aggrieved against the repudiation of the claim, petitioner filed the complaint before the District Consumer Disputes Redressal Forum, Ahmedabad City, Ahmedabad (for short ‘the District Forum’) with the averment that husband of the petitioner was quite healthy at the time of his death and was not suffering from any disease.

3. Respondent, on being served, filed its Written Statement, inter alia, contending that during the course of invest