K.S. Gupta, Member—This order will govern the disposal of Revision Petition Nos. 3945 of 2009, 347 of 2010 and 348 of 2010.

In the order the parties are referred as they were arrayed in the complaint.

2. R.P. No.3945 of 2009 filed by SBI Life Insurance Co. Ltd. , I opposite party No.1 and R.P. No.347 of 2010 preferred by Smt. Asha Lata Parida, complainant are directed against the same order dated 21.8.2009 in F.A. No.213 of 2008 passed by the Consumer Disputes Redressal Commission Orissa, Cut tack. R.P. No.348 of 2010 is filed by the complainant against the order dated 31.3.2009 passed in FA No.196 of 2008 by the same State Commission. Said two appeals were filed against the order dated 14.2.2008 of a District Forum.

3. Facts giving rise to these revision petitions lie in a narrow compass. Prasant Kumar Parida, husband of the complainant had taken house building loan of Rs. 12,50,000/- from opposite party No. 2-Bank on 8.7.2004. At the instance of the bank, the said borrower proposed to cover the loan against the risk of death under “S.B.I. Life Super Surakhya for House loan borrowers of S.B.I.” for the sum equivalent to loan amount including interest as per E.M.I. schedule dur