S.C.VYAS, VEENA MISRA, V.K.PATIL
Harpinder Singh – Appellant
Versus
Oriental Insurance Co. Ltd. – Respondent
S.C. Vyas, President—This appeal is directed against order dated 30.4.2010, passed by District Consumer Disputes Redressal Forum, Bastar at Jagdalpur “District Forum” for short) in complaint case No.73/03 (3/08), whereby the complaint of the appellant herein, filed under Section 12 of the Consumer Protection Act, 1986, seeking compensation of Rs.5,00,000 on account of theft of insured vehicle, has been dismissed on the ground that the complainant has not taken steps for securing the insured vehicle against loss or damage.
2. Brief history of the case is that the complainant/appellant herein filed complaint case No.73/03, before the District Forum with the assertion that truck No.MP-25-B-1310 was insured by the respondent which was of registered ownership of the appellant/complainant. Said vehicle was parked in the campus of the complainant, behind old telephone exchange, Rajendra Nagar Ward, Jagdalpur, during the intervening night of 31.12.2001 and 1.1.2002. Next day morning, the truck was found missing from the place where it was parked. Then report was lodged with the police. Insurer was also intimated. Police could not trace the culprit or the stolen vehicle and accordingly
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