S.C. Vyas, President—This appeal is directed against the order dated 30.7.2010 of District Consumer Disputes Redressal Forum, Korba (C.G.) (hereinafter called “District Forum” for short) in Complaint Case No.32/2009, whereby the complaint of the appellant herein, in respect of claim for sum assured on account of accidental death of her husband Late Shri Dinesh Singh, has been dismissed on the ground that it has not been established that deceased Shri Dinesh Singh, died accidentally.

2. It is not in dispute that husband of the complainant Late Shri Dinesh Singh, was working with S.E.C.L. respondent No.2 and was insured by the respondent No.1 Insurance Company under Group Janta Personal Accident Policy for the period between 16.10.1999 to 15.10.2009 against the accidental death for a sum of Rs.5,00,000. As per case of the complainant appellant, her husband Late Shri Dinesh Singh, while taking bath fell down in the bath-room and died on 11.9.2005. The matter was reported to the Police. He was brought to the Main Hospital, S.E.C.L., where he was declared dead. The Police duly prepared the Inquest Report and then found that there was some black marks on both palms of the de