Mrs. Vineeta Rai, Member—The present revision petition has been filed by the National Insurance Co. Ltd. (hereinafter referred to as the ‘Petitioner’) against the order of the State Consumer Disputes Redressal Commission, Punjab (hereinafter referred to as the ‘State Commission’) in Appeal No.1271/01. Rajesh Ohri who was the original complainant before the District Forum is the Respondent herein.

2. Respondent in his complaint before the District Forum has contended that he is the owner of a Truck bearing registration No. PB-07-E-7110 which was got comprehensively insured from the Petitioner from 06.10.1998 to 05.10.1999 for Rs.6 lakhs. The Truck met with an accident and was badly damaged on 27.04.1999 in the area of Village Kunka, PS Amer, District Jaipur while it was being driven by one Sucha Singh. An intimation about this was conveyed inter alia to the Petitioner/Insurance Company. Necessary documents etc. were also provided so that the insurance claim could be settled. While the Surveyor appointed for the purpose after survey assessed the loss at Rs.89,322.76p, the claim of the Respondent was repudiated on the grounds that the driving licence of Sucha Singh was fake. Respo