Smt. Veena Misra, Member—This is an appeal filed by the OPs insurer against dated17.1.2011 passed in Complaint Case No. 416/2009 by the District Consumer Disputes Redressal Forum, Raipur (hereinafter called “District Forum” for short), whereby the complaint was allowed and the OPs were directed to pay to the mother of the deceased insured, the insured sum as well as accident benefit aggregating to Rs.1,47,462 and also to pay interest @ 6% p.a. from the date of complaint together with Rs.1,000 towards cost of litigation.

2. The facts of the case before the District Forum are that the complainant’s son, Shri Ashish Jain had obtained HDFC Children Double Beenefit Plan Policy bearing No. 10405812 dated 21.10.2005 for a sum of Rs. 73,731 with equal sum under accident benefit, yearly premium was Rs.5,000 and the policy was to mature on 21.10.2009. It was averred in the complaint that the complainant had regularly paid premium for 3 complete years and on 15.11.2008 he met with an accident near Nalghar Chowk, Raipur and died. The accident was reported to the police. The complainant gave intimation to the insurer and laid claim. However, the OPs had sent a discharge voucher dated 16.12.