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2012(2) CPR 13 (NC)
NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION, NEW DELHI
Anupam Dasgupta, Presiding Member and Suresh Chandra, Member
Chandrashekhar Chaturvedi, Retired P.E.O —Petitioner
versus
Government of Rajasthan through the Chief Secretary & Ors. —Respondents
Revision Petition No. 836 of 2007
Decided on 22.3.2012

Advocates:
Counsel for the Parties:
For the Petitioner: Ms. Astha Tyagi, Amicus Curiae.
For the Respondent:Mr. Prashant Bhagwati, Advocate.

IMPORTANT POINT
Order of District Forum which has attained finality must be complied with.

Headnote:Consumer Protection Act, 1986—Section 24—Insurance—State Insurance Policy—Delay in payment of maturity amount—18% interest awarded by District Forum—Order of District Forum was not challenged by any of respondents—As a result, order of District Forum attained finality qua respondents, as per section 24—Modification ordered by State Commission did not touch upon question of rate of interest payable by respondents— Respondent liable to pay interest @ 18% per annum in accordance with order of District Forum. (Paras 6 to 9)

       

ORDER

Anupam Dasgupta, Presiding Member—This revision petition is directed against the order dated 05.06.2006 of the Rajasthan State Consumer Disputes Redressal Commission, Jaipur (in short, ‘the State Commission’) in First Appeal no. 2532 of 1994. By this order, the State Commission directed as under:

“The District Forum, therefore, awarded to the complainant interest on the amount of Rs.15,801/ for the period from 01.02.1988 to 25.02.1989 i.e., upto the time when the first authority was issued. On the second authority letter, for the amount of Rs.2682/-, interest was awarded from 01.02.1988 to 24.06.1990 @ 12% per annum. The forum also awarded to the complainant interest @ 12% per annum on the amount of Rs.224/- for the period from 01.02.1988 to 25.11.1992.

During the course of arguments, the complainant admitted that the amount of Rs.446/- with respect of insurance loan had been correctly deducted in the first authority letter. We are of the opinion that other amounts of Rs.2660/- and Rs.874/- i.e., in all Rs.3534/- were not correctly deducted as undeducted premiums from the salary. Out of this amount of Rs.3534/-, State Insurance Department has itself issued second authority letter to the complainant for Rs.2682/- and third authority letter for Rs.224/-

The learned counsel for the respondents states that there are certain missing entries relating to premium from March 1962 to June 1964 and September 1964 to February 65 which are shown as unrecovered. There is nothing to show that the State Insurance Department ever communicated to the complainant that premium with respect to above periods had not been deducted from his salary. The complainant is entitled to get Rs.628/- from the State Insurance Department as it has not been shown that the premium had not been deducted from the monthly salary in relation to the above periods.

We, therefore, partly allow this appeal and direct the opposite parties respondents to pay to the complainant/appellant Rs.628/- within two months”.

2. The petitioner was the complainant before the District Consumer Disputes Redressal Forum, Chittorgarh, (in short, ‘the District Forum’) claiming the balance amount of the State insurance policy that was due to him. He was a State Government employee and retired on 31.08.1988. His (State) insurance policy had matured on 01.02.1988 and the State Insurance Department issued to him three successive authority letters for payment of Rs.19,922/-, Rs.2682/- and Rs.224/-. However, as these payments were made after considerable delay (since the date of maturity of the insurance policy), the District Forum awarded interest by directing as under:

“The case is partially admitted and ordered that the Insurance Department will pay interest @ 12% per annum on

(i) Rs.15,801/- for the period 01.02.1988 to 25.02.1989

(ii) Rs.2,682/- " 01.02.1988 to 24.06.1990

(iii) Rs.224/- “ 01.02.1988 to 25.11.1998

(iv) The interest of the above-mentioned period and amount will be paid within a month. If not paid within a month, then the rate of interest will be 18% per annum

(v) The applicant will receive Rs.100/- for the expenses of the suit.

(vi) The copy of the decision be sent by post to both the parties”.

3. The complainant appealed against this order of the District Forum, leading to the above-mentioned order of the State Commission. Still aggrieved, the complainant has filed this revision petition before us.

4. Considering the indigent condition of the petitioner/complainant, this Commission appointed Ms. Astha Tyagi as Amicus Curiae to assist with the case of the petitioner/complainant by its order dated 01.08.2011.

5. We have heard Ms. Astha Tyagi, Amicus Curiae and Mr. Prashant Bhagwati, learned counsel for the respondents.

6. Mr. Bhagwati stated that the respondents had complied with the order of the District Forum and paid interest @ 12% per annum, in addition to the amount directed by the State Commission in the impugned order. However, Ms. Tyagi pointed out that th







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