Vinay Kumar, Member—This case is of a proprietorship firm in Aurangabad engaged in manufacturing of bulk drugs. There stocks were covered under an insurance policy provided by the respondent/ Bajaj Allianz General Insurance Company Ltd. The claim under the policy arose due to a factory fire on 9.2.2007. However, the respondent/insurance company repudiated the claim on 3.9.2007 on the grounds that false documents have been submitted by the insured/Complainant to obtain benefits under the policy. The consumer complaint filed by M/s. Frontier Remedies has been dismissed by the Maharashtra State Consumer Disputes Redressal Commission, in Complaint Case no.8 of 2008. Therefore, the present appeal has been filed challenging the order of the State Commission.

2. The case of the Complainant before the State Commission was that:

The complainant says that, on 03/09/2007 the opponent no.1 issued letter to the complainant, contending the rejection of the claim. While rejecting the claim the opponent no.1 has not taken any heed to mention the specific reasons, only it is contented that, the surveyors finding confirmed that false documents had been submitted by the complainant to obtain be