Inderjit Kaushik, Presiding Member—Shri Jagmohan Bajaj, appellant/complainant (in short “the appellant”) has filed this appeal against the order dated 11.8.2006 passed by the learned District Consumer Disputes Redressal Forum, Jalandhar (in short “the District Forum”).

2. Facts in brief are that the appellant filed a complaint under Section 12 of the Consumer Protection Act, 1986 (in short, “the Act”) against the respondents, pleading that Mohit Bajaj (since deceased) son of the appellant took a policy of insurance on his life for Rs.1,00,000 through the authorized agent of the respondent, bearing No. 131357362 under Table No.133 for a term of 25 years. The premium was to be paid yearly and the insurance policy commenced on 28.2.2001. The main feature of the said policy i.e. Jeevan Mitra Policy was that it covered three risks. On survival of the policy holder till the end of the term, the policy holder was to get the sum assured plus bonus. In case of death before maturity, the nominee gets triple the amount of sum assured plus bonus. In case of accidental death, the nominee would get four times the sum assured plus bonus.

3. The proposal for Insurance of his own life dated