J.M. Malik, Presiding Member—The present revision petition has been filed by National Insurance Company Ltd. The complaint filed by Sh.Giriraj Proteins was dismissed by the District Forum vide order dated 13.07.2004. The State Commission has partly allowed this complaint. Aggrieved by that order, the National Insurance Co. Ltd, the respondent has filed the present revision petition.

2. The relevant facts of this case that will be required to be noticed lie within a short compass. Respondent/complainant was running a flour mill in Shriram Builders Compound, Opp. Maruti Pulse Pvt. Ltd. Dahod, Chakalia Road, District Dahod. Plastic and gunny bags were used by the complainant for packing of different products. The packed material was kept in storage place in the premises of the complainant. The complainant had obtained the insurance policy for machinery, goods, stock, packing material, etc., for the period from 08.06.2002 to 07.06.2003 for a sum of Rs.62,00,000/- which also covered the risk of earthquake and terrorism. He had also taken loan from Dahod Co-operative Bank for transacting the above said business.

3. Fire broke out in the premises of the complainant/respondent on the