J.M.MALIK, VINAY KUMAR
Bhupal Singh Thakur – Appellant
Versus
Oriental Insurance Company Limited Through Senior Divisional Manager – Respondent
Vinay Kumar, Member—The complaint of the revision petitioner was dismissed by District Forum, Raipur and his appeal against this dismissal itself was dismissed by the State Commission, Chhattisgarh.
2. In very brief, the facts of the case of the Complainant related to his insurance claim arising from accident of his insured Tata truck. The claim was repudiated by the insurance company on the ground that the truck was being operated under an inter-state permit, which was found to be fake. Before the District Forum, the Complainant denied that the permit was fake and claimed that the OP had not been able to prove that the permit was a fake one. While dismissing the complaint, the District Forum observed that—
“The Respondent Insurance Company has placed before us Permit No.3553/006 (Annexure -3) and a certificate issued by R.T.A. Raipur (Annexure-4). In this way it is established that the applicant had not taken any permit from R.T.A. Raipur for the insured vehicle, but the applicant was plying his vehicle on a bogus permit and was giving financial loss to the Govt., this way the vehicle was used by the applicant in contravention of policy condition and also in violation of the
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