Mrs. Vineeta Rai, Member—This first appeal has been filed by New India Assurance Co. Ltd. being aggrieved by the order of the State Consumer Disputes Redressal Commission, U.T. Chandigarh (hereinafter referred to as the State Commission) which had allowed the complaint of deficiency in service filed by Balbir Singh, Complainant before the State Commission and Respondent herein.

2. FACTS :

Respondent-Complainant, who is engaged in the business of selling tyres and tubes and is also the Authorized Dealer of Modi Continental Tyres, had got his shop Jai Bharat Tyre Co. situated at Bahadurgarh, District Jhajjar insured with the Appellant-Insurance Company against a wide range of risks, including fire, theft, burglary etc., for the period from 29.05.1996 to 28.05.1997 for which the premium was also paid. On the night intervening 27th -28th November, 1996 during the validity period of the policy, a theft occurred in the Respondent-Complainant’s shop, in which tyres amounting to Rs.7,45,400/- were stolen. Respondent-Complainant immediately informed the Police and an FIR was registered. He also reported the matter to the Branch Office of the Appellant-Insurance Company at Bahadurga