Dr. B.C. Gupta, Member—This revision petition has been filed under section 21(b) of the Consumer Protection Act, 1986 by the petitioner against the impugned order dated 15.06.2012, passed by the Maharashtra State Consumer Disputes Redressal Commission (for short ‘the State Commission’) in MA No. MA/11/382 filed in Appeal No. 635/2012 titled “M/s. ICICI Prudential Life Insurance Co. Ltd. versus Vaijayanti Ashok Deshpande,” vide which, Miscellaneous Application filed for condonation of delay was rejected and consequently, the appeal was also dismissed. The appeal had been filed against the order dated 07.03.2011 in Consumer Complaint No. APDF/37/2010 passed by District Consumer Disputes Redressal Forum, Pune, by which the complaint filed by the respondent was allowed and the petitioner was asked to give a sum of Rs.11,48,303/- to the complainant from 18.03.2009 along with interest @ 9% p.a. and Rs.10,000/- as compensation for mental harassment and Rs.3,000/- as litigation fees.

2. Brief facts of the case are that the husband of the complainant had taken home loan from the ICICI bank for Rs.10,70,000/- and also taken an insurance policy from the petitioner by paying a premium of