Mrs. Rekha Gupta, Member—Revision petition no. 3741 of 2008 has been filed under section 21 (b) of the Consumer Protection Act, 1986 against the order dated 07.07.2008 passed by the Maharashtra State Consumer Disputes Redressal Commission, Mumbai in First Appeal no. 1478 of 2007.

2. The facts of the case as per respondent no. 1/ complainant are as follows:

The respondent no. 1 submits that as a wife/ widow of the deceased Dr Abhay Bansilal Bedmutha, the respondent no. 1 is the legal heir of the deceased Dr Abhay Bansilal Bedmutha who was the consumer of the petitioner. The respondent no. 1 is therefore, entitled to file the instant complaint against the petitioner.

The respondent no. 1 submits that deceased Dr Abhay Bansilal Bedmutha had a bank account with respondent no. 2 - Bank and was a shareholder/ member of the respondent no. 2 – Bank. The deceased was a consumer of both the Insurance Company as well as the Bank.

The respondent no.1 submits that respondent no. 2 - Bank canvassed a Group Janata Personal Accident Insurance Scheme for all of its shareholders/ members, floated by the insurance company. Accordingly, the deceased Dr Abhay Bansilal Bedmutha purchased the sai