K.S. Chaudhari, Presiding Member—This revision petition has been filed by the petitioner against the order dated 21.08.2012 passed by the Maharashtra State Consumer Disputes Redressal Commission, Mumbai (in short, ‘the State Commission’) in Appeal No. A/08/1250 – HDFC Vs. Vir Bhan Sharma by which, while dismissing appeal, order of District Forum allowing complaint was upheld.

2. Brief facts of the case are that Complainant/Respondent is an Advocate and purchased a primary and add on mediclaim policy for his family including his wife and minor daughter for Rs.2,00,000/- from OP/petitioner and paid Rs.950/- vide cheque dated 12.7.2004. OP issued two credit cards bearing No. 5176358010146727. On 26.8.2004, complainant’s wife Dr. Savita Sharma undergone Angioplasty and was discharged from hospital on 7.9.2004. Hospital raised bill for Rs.1,58,786.71 ps. Complainant could not avail mediclaim facility due to non-receipt of third party administrator Identity Card. OP sent three identity cards for the period 26.7.2005 to 25.7.2006, after more than a year from the receipt of the application. Alleging deficiency on the part of OP, complainant filed complaint before District Forum. OP re