AJIT BHARIHOKE, S.M.KANTIKAR
Karnataka Vikas Grameena Bank – Appellant
Versus
Mallapa Ningappa Parappanavar – Respondent
Ajit Bharihoke, Presiding Member—The petitioner, Karnataka Vikas Grameena Bank, being aggrieved of the concurrent findings of the foras below against them has preferred this revision petition.
2. Briefly put, the facts relevant for the disposal of this revision petition are that respondent no.1 filed a consumer complaint under section 12 of the Consumer Protection Act, 1986, against the petitioner claiming himself to be a small farmer. It is alleged that complainant took a short term crop loan of Rs.20,000/- from the petitioner bank on 14.07.2005. Unfortunately, due to heavy rains the corn crop of the respondent was damaged. The petitioner bank issued notice dated 10.02.2007 to the respondent no.1 calling upon him to pay the loan amount and the interest. The complainant on 15.10.2007 paid interest amount of Rs.4640/- only and requested the petitioner to extend the time of payment of his loan. It is alleged that bank officials accepted the payment of interest and obtained signatures of the complainant on various blank forms which has been to mis-utilized to show discharge of debt of Rs.20,000/- on 15.10.2007 and sanction of new loan of Rs.20,000/- in favour of the respondent. Ac
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