J.M. Malik, Presiding Member—The principal question which falls for consideration is, “whether the complainant is a consumer?” “Whether he has chosen the Consumer Commission to save the huge Court Fees in respect of approaching the Civil Court?”

2. The present complaint has been filed by M/s Nidhi Knitwears (P) Ltd. against the Bank of Maharashtra and its Manager. Paras No. 1 & 2 of the complainant are reproduced here as under:-

“1. That the complainant is an MSME Unit and registered under the Companies Act with the Registrar Companies, Punjab and is engaged in the manufacturing and exporting of hosiery goods and earning foreign currency and contributing to the growth of the nation in the form of taxes and generating employment for last about 15 years and exporting the goods to the foreign buyers in the international market and the present complaint is being presented through its Managing Director Mr. C.L. Pandit who has been…….”.

2. That the Opposite Party no. 1 is the Manager of the Branch of the Respondent No. 1 Bank who is responsible for the day to day affairs of the Bank and liable for the total loss suffered by the complainant which occurred due the deficient services pr