Sham Sunder (Retd.), President—This appeal is directed against the order dated 18.06.2014, rendered by the District Consumer Disputes Redressal Forum-I, UT, Chandigarh (hereinafter to be called as the District Forum only) vide which, it dismissed the complaint, filed by the complainant (now appellant).

2. The facts, in brief, are that the complainant purchased three wheeler make APE Auto D3S Plaggio Diesel, bearing temporary registration No.PB-65-R-0373-T, on 25.10.2012, for earning her livelihood, and got the same insured, from the Opposite Parties, vide Policy Annexure A-4, for the period from 25.10.2012 to 24.10.2013, for the Insured Declared Value, to the tune of Rs.1,84,650/-, on payment of premium, to the tune of Rs.5406/-. It was stated that, on 26.04.2013, at about 4.15 P.M., the complainant alongwith her husband, went to the District Courts, Chandigarh, and parked the aforesaid vehicle, at the temporary parking, in front of the said Courts. After about half an hour, when the complainant and her husband came back, they found the vehicle, in question, missing. The complainant and her husband tried their level best to trace the said vehicle, but to no avail.

3. It was