K.S. Chaudhari, Presiding Member—This revision petition has been filed by the petitioner against the order dated 07.12.2012 passed by the West Bengal State Consumer Disputes Redressal Commission, Kolkata (in short, ‘the State Commission’) in SC Case No. FA/295/2011 – Kalim Ansari Vs. Branch Manager, HDFC Bank Ltd. by which, while allowing appeal partly, order of District Forum dismissing complaint was upheld.

2. Brief facts of the case are that Complainant/Petitioner received two cheques of Rs.6,08,038/- each from M/s. India Offset Printer against his job work and these cheques were deposited with OP/Respondent Bank. Complainant withdrew Rs.1,00,000/- and Rs.15,000/- on two occasions by using ATM facility. On 15.10.2009 and 22.3.2010, complainant attempted to get money from ATM of SBI Kanpur and Axis Bank, respectively, but ATM responded “may call with a slip”. Complainant issued cheque for Rs.50,000/- dated 1.2.2010 in the name of Mr. C. Sarkar, which was deposited with the Bank, but Bank returned the cheque with a note “No debit”. Alleging deficiency on the part of OP, complainant filed complaint before District Forum. OP resisted complaint and submitted that OP had to stop p