Mrs. Rekha Gupta Member—The present revision petition has been filed against the order dated 07.12.2011 passed by the Gujarat State Consumer Disputes Redressal Commission, Ahmedabad in First Appeal no. 189 of 2009.

2. The facts of the case as per the petitioner/ complainant are that the petitioner as per the title cause is running a business for self-employment. To indemnify against any loss, they have taken an insurance policy in respect of Machinery Breakdown from the respondent insurance company for the period 20.01.2002 to 19.12.2003 and paid a premium of Rs. 14,149.

3. During the validity of the policy, on 07.07.2003, accidentally, there was damage in the Diesel Engine. The respondent was informed by letter dated 10.07.2003. They were also informed that the loss may be Rs. 2,00,000/- which may increase or decrease after dismantling the engine. After the receipt of the said intimation the insurance company deputed M/s A M Patel Surveyor’s Private Ltd., who visited on 11.07.2003 and on the same day requested the petitioner in writing to dismantle the D G Set in the presence of the repairer.

4. As per the advice of the attending surveyor petitioner informed the repairer M/s Shr