V. B. Gupta, Presiding Member—Petitioner/Opposite Party has filed present revision petition under Section 21(b) of the Consumer Protection Act,1986 (for short, ‘Act’) by challenging order dated 08.01.2008, passed by Karnataka State Consumer Disputes Redressal Commission, Bangalore (for short, ‘State Commission’) in (First Appeal No. A-517 of 2007).

2. Respondent/Complainant’s case is that he had insured his goods transport vehicle bearing no. KA-01AC-7860 with the Petitioner for the period from 30.11.2005 to 29.11.2006. The vehicle met with an accident on 08.02.2006 and information was conveyed to the Petitioner immediately. The surveyor appointed by the petitioner immediately inspected the vehicle and recommended the claim for Rs.3,00,000/-towards repairs and replacement of parts. The respondent submitted the entire required document in July, 2006. By the letter dated 29.06.2006, petitioner repudiated the claim stating that at the time of the accident, the driver did not possess a valid licence, namely he had licence to drive only Light Transport Vehicle, whereas the vehicle in question is Medium Goods Vehicle. The driving license at the time of accident had endorsement and a