V. B. Gupta, Presiding Member—Petitioners/Complainants filed consumer complaints before District Consumer Disputes Redressal Forum-II, UT Chandigarh (for short, ‘District Forum’) against Respondents/Opposite Parties alleging deficiency in service on their part. The consumer complaints were allowed by the District Forum.

2. Being aggrieved, respondents filed appeals before the State Consumer Disputes Redressal Commission, UT Chandigarh (for short, ‘State Commission’) which vide its common impugned order dated 16.11.2010, allowed the appeals and dismissed all the complaints.

3. Since, facts are similar and common question of law is involved, hence all these petitions are being disposed of by this common order

4. Complaint Case No.814 of 2008 (Bharpur Singh Vs. The Axis Bank Ltd. ) is taken as the lead case.

5. It is the case of petitioner that he had opened an account with Respondent-Bank at Chandigarh and deposited Rs.11,93,304/- in the said account. Subsequently, when he approached the bank for withdrawing the amount he was told that amount has already been withdrawn. He requested the Bank to issue statement of account. When the same was not issued, he served a legal notice dated