K.S. Chaudhari, Presiding Member—This revision petition has been filed by the petitioner against order dated 07-01-2010 passed by the learned State Consumer Disputes Redressal Commission, UT Chandigarh (in short, ‘the State Commission’) in Appeal No. 291/2009 – Small Industries Development Bank of India (SIDBI) & Ors. Vs. Dr. Saraswati Gupta, by which while dismissing appeal, order of District Forum allowing complaint was upheld.

2. Brief facts of the case are that complainant/respondent purchased two Deep Discount Bonds bearing certificate Nos.00394101 & 00394102 of Rs.2,500 each in the year 1993 from O.P./Petitioner. The face value of those bonds as mentioned in the bond certificate was Rs.1.00 lac each as on 1.1.2018. The complainant/respondent had option to get encashed the said bonds at the end of 5th, 9th, 12th, 15th or 20th year as per their face values at the end of every such year. It was alleged that on 27.6.2008 when complainant/respondent visited OPs, she was informed that the scheme in question had been cancelled, so she should withdraw her amount. Accordingly the complainant/respondent applied for the encashment of her bonds. Thereafter, she received two cheques o