J.M.MALIK, S.M.KANTIKAR
M. Raja Gangu – Appellant
Versus
Branch Manager – Respondent
Dr. S. M. Kantikar, Member—This order shall decide above said two revision petitions. The facts are taken from Revision Petition No. 3983 of 2013.
2. Relevant facts in brief are that Sri Madhu Reddy (since deceased) took two insurance policies with accident benefits from the OP- LIC of India, Armoor, Branch, (A.P.) valid from 28.05.1999 for a sum of Rs.1,20,000/- where nominee was his mother Smt M.Raja Gangu and another policy for Rs.20,00,000/- where nominee was his wife Smt.Sujata. During the subsistence of the said policy; Madhu Reddy died in a motor vehicle accident on 21.3.2010. Both the nominees filed claim before the OP, but the OP paid part of the claims and denied the accident benefits in both the policies on the ground that the deceased was under influence of alcohol. Hence, Complaint No.24/2011 was filed by M.Raja Gangu( mother of deceased) and a Complaint No. 25/2011 was filed by Smt Sujata (wife of deceased) before the District Forum for claiming the accident benefit and proper compensation.
3. The District Forum, Nizamabad allowed both the complaints and in CC 24/2011 directed the OP to pay Smt. M.Raja Gangu the accident benefit of Rs.1,20,000/- with interest @9%
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