V.K. Jain, Presiding Member—Late Shri Rajeev Jain, son of the complainant/respondent obtained a life insurance policy from the petitioner ICICI Prudential Life Insurance Co. Ltd., for a sum of Rs. 25.00 lacs. Shri Rajeev Jain died on 27.12.2006 during subsistence of the aforesaid policy. Being his nominee, the complainant applied for payment of the insured amount to her. The claim lodged by her however, was repudiated by the petitioner company on the ground that while submitting the proposal form, the insured had concealed the fact that he had applied for several other life insurance policies. It was further stated in the repudiation letter that the aforesaid information, except to the extent of two LIC policies, worth Rs. 2.00 lacs was not disclosed by the insured even when, petitioner company, vide its letter dated September 15, 2006 asked for the details of the previous insurance policies with other companies, along with the terms of acceptance. Being aggrieved from repudiation of the claim, the complainant approached the State Commission by way of a complaint, seeking payment of the policy amounting to Rs.25.00 lacs, along with compensation amounting to Rs.5.00 lacs and co