K.S.CHAUDHARI
Tata AIG General Ins. Co. Ltd. – Appellant
Versus
Polu Laxmikantham – Respondent
K.S. Chaudhari, Presiding Member—This revision petition has been filed by the petitioner against the order dated 19.05.2010 passed by the A.P. State Consumer Disputes Redressal Commission, Hyderabad (in short, ‘the State Commission’) in Appeal No. 963 of 2007 – Polu Laxmikantham (died) & Anr. Vs. The Branch Manager, Shri Ram Direct to Home Pvt. Ltd. & Ors. by which, while allowing appeal order of District Forum dismissing complaint was set aside.
2. Brief facts of the case are that Complainant’s wife Polu Swarupa became member of the Road Safety Club Programme through OP No. 1/Respondent No.2. Complainant obtained four membership certificates in the name of his wife and OP No. 3/Petitioner No.1 issued four certificates of insurance covering personal accident for Rs. 3,00,000/- each for a period from 6.7.2003 to 5.7.2004. Polu Swarupa died on 31.10.2003 due to burst of gas cylinder while preparing food. Case was registered and after inquiry final report was submitted. Complainant submitted claim with all necessary papers, but OPs avoided claim. Alleging deficiency on the part of OP, complainant filed complaint before District forum. OP No. 1 resisted complaint and admitted issua
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