V.K.Jain, Presiding Member—The car bearing registration no. CH-03-W-7553 was owned by a Company namely M/s. Parabolic Drugs Ltd., Chandigarh and the said Company had got it insured with the petitioner, Bajaj Allianz General Insurance Co. Ltd. for the period from 13.10.2012 to 12.10.2013. The aforesaid vehicle was sold by M/s. Parabolic Drugs Ltd. to one Sh. Gurpreet Singh on 14.12.2012. He applied to the RLA, Chandigarh on 09.02.2013 for transfer of the vehicle in his name and the vehicle was actually transferred in his name on 17.02.2013. On 18.02.2013, the complainant, Sh. Kulvir Singh, purchased the aforesaid vehicle from Sh. Gurpreet Singh and applied to the RLA, Chandigarh for transfer of the said vehicle from the name of Sh. Gurpreet Singh to his name. The vehicle, however, met with an accident on 27.02.2013. A claim was duly lodged by the complainant with the Insurance Company, but it came to be rejected vide letters dated 15.04.2013, 22.04.2013 and 08.05.2013 on the ground that the petitioner Company did not have a contract of Insurance with the complainant.

2. Being aggrieved from the repudiation of the claim, the complainant approached the concerned District