M. Shreesha, Member—Challenge in this Revision Petition, under Section 21(b) of the Consumer Protection Act, 1986 (for short “the Act”), is to order dated 15.10.2008 passed by Delhi State Consumer Disputes Redressal Commission (for short the ‘State Commission’), in First Appeal No. 925 of 2008. By its impugned order dated 15.10.2008, the State Commission has concurred with the findings of the District Consumer Disputes Redressal Forum, Barracks Kasturba Gandhi Marg, New Delhi (for short the ‘District Forum’) in CC No. 134 of 2007, by which order the District Forum allowed the Complaint and directed the Insurance Company to pay the assured amount of Rs.4,00,000/- together with compensation of Rs.1,00,000/- and costs of Rs.10,000/-.

2. Succinctly put, the brief facts in the Complaint are: that the Complainant obtained an Insurance Policy for Rs.4 lakhs for his Lancer car covering the period from 5.5.2004 to 4.5.2005. While so, on 8.6.2004, the vehicle met with an accident and the Complainant averred that he had got it repaired spending Rs.1,75,986/-. On 18.7.2004, once again,