V.K.JAIN
United India Insurance Co. Ltd. – Appellant
Versus
Manjit Kaur – Respondent
IA/6405/2015
The delay of 7 days in filing the revision petition is condoned. The application stands disposed of.
RP/2382/2015
2. Late Shri Rajwinder Singh, husband of the complainant owned a car, namely, Ford Fiesta, bearing No.PB-19-E-2907, which he had got insured with the petitioner company for the period from 15.12.2010 to 14.12.2011 for the declared value of Rs.5,60,000. The aforesaid vehicle when being driven by the husband of the complainant, met with an accident, in which the vehicle was badly damaged and the driver succumbed to the injuries sustained in the said accident. The vehicle was taken to M/s. Goyal Motors, which estimated the cost of repair at Rs.4,92,518.36. The surveyor appointed by the petitioner company, applying the depreciation provided in the insurance policy, assessed the cost of repair at Rs.1,91,633.11. However, since the complainant, due to financial constraints expressed her inability to get the vehicle repaired, the surveyor making the assessment on Cash Loss Basis, recommending the payment of Rs.1,25,000 to the complainant. Since the aforesaid assessment was not acceptable to the complainant, she approached the concerned District Forum by way of a
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