This revision is directed against the order of the Andhra Pradesh State Consumer Disputes Redressal Commission, Hyderabad (in short, “the State Commission) dated 10.11.2010 whereby the State Commission allowed the appeal preferred by the respondent/opposite party against the order of the District Forum, set aside the order of the District Forum and dismissed the complaint.

2. Briefly put facts relevant for the disposal of the revision petition are that the petitioner filed a consumer complaint in the District Forum alleging that he had purchased an overseas medi-claim policy valid w.e.f. 17.8.2006 to 6.9.2006. The policy promised reimbursement for expenses on treatment and illness etc. It is alleged that the petitioner reached U.S.A. on 18.8.2006. On the same day the petitioner while having a shower bath fell down and sustained injury. He was immediately taken to the hospital where he was given treatment as an inpatient for a day and was discharged on 19.8.2006. The medical expenses incurred by the petitioner were to the tune of US dollars 14,965/- equivalent to Rs.5,99,979.20P. The petitioner submitted insurance claim with agent of opposite party No.1 insurance company. The in