Dr. B.C. Gupta, Presiding Member—This revision petition has been filed under section 21(b) of the Consumer Protection Act, 1986, against the impugned order dated 19.07.2012, passed by the Delhi State Consumer Disputes Redressal Commission, (hereinafter referred to as “the State Commission”) in Appeal No. A-250/2003, New India Assurance Co. Ltd. & Ors. vs. Arun Kumar, vide which, while allowing the appeal on the ground of suppression of pre-existing disease at the time of obtaining the insurance policy, the order passed by the District Consumer Disputes Redressal Forum on 18.02.2003, allowing the consumer complaint, filed by the present petitioner was set aside.

2. The facts of the case are that the petitioner/complainant has been obtaining the medi-claim policy from the respondent, New India Assurance Company since 1997 and he also subscribed to the Good Health Medi-claim Insurance Plan, offered to the holders of Citibank Credit Card. As stated by the complainant, he suffered from degenerative joint disease in both knees, which was first detected and diagnosed on 20.01.2001. The complainant was hospitalised at Sita Ram Bhartiya Institute of Science and Research, New Delhi on 29