Dr. B.C. Gupta, Presiding Member—This revision petition has been filed under section 21(b) of the Consumer Protection Act, 1986, against the impugned order dated 12.01.2016, passed by the Rajasthan State Consumer Disputes Redressal Commission, Jaipur (hereinafter referred to as “the State Commission”) in First Appeal No. 177/2015, United India Insurance Co. Ltd. vs. Smt. Alka Maheshwari, vide which, while dismissing the appeal, the order passed by the District Consumer Disputes Redressal Forum, Jaipur, dated 13.01.2015, in Consumer Complaint No. 1060/2012, filed by the present respondent, allowing the said complaint, was upheld.

2. The facts of the case are that the deceased Bhagwan Sahai Maheshwari, his wife and complainant Smt. Alka Maheshwari and their two daughters – Kavita and Komal were insured under the Individual Personal Accident Policy, issued by the opposite party (OP) United India Insurance Co. Ltd. for the period from 01.02.2007 to 21.01.2008. The said policy was continuously being renewed and the cumulative bonus and other benefits were regularly being added to the same. The accidental death risk was covered for a sum insured of Rs. 5,35,000/-, in which the basic