Dr. B.C. Gupta, Presiding Member—This revision petition has been filed under section 21(b) of the Consumer Protection Act, 1986, challenging the order dated 06.07.2007, passed by the Himachal Pradesh State Consumer Disputes Redressal Commission, Shimla (hereinafter referred to as “the State Commission”) in First Appeal No. 24/2005, M/s Mahindra & Mahindra Financial Services Ltd. & Ors. Vs. Ramesh Sawant, vide which, while dismissing the appeal, the order passed by the District Consumer Disputes Redressal Forum, Shimla on 11.01.2005, allowing the consumer complaint no. 117/2003, filed by the present respondent, was upheld.

2. Briefly stated, the facts of the case are that the complainant purchased a Mahindra & Mahindra Utility vehicle, bearing registration no. HP09 4286 under hire-purchase agreement with the opposite parties/OPs/petitioners. The complainant made a lump sum payment of Rs. 1,15,440/- on 11.05.2000 to the OPs. The OPs provided a loan of Rs. 2,55,000/- on which, the complainant was to be charged an interest of Rs. 70,491/-. The amount of Rs. 2,55,000/- alongwith Rs. 70,491/- was to be repaid by the complainant in 35 instalments, the last instalment being payable o