Dr. B.C. Gupta, Presiding Member—This revision petition has been filed under section 21(b) of the Consumer Protection Act, 1986, against the impugned order dated 29.06.2012, passed by the Andhra Pradesh State Consumer Disputes Redressal Commission, Hyderabad (hereinafter referred to as “the State Commission”) in First Appeal No. 1167/2010, Life Insurance Corporation of India (LIC) vs. Smt. Penti Aruna & Ors., vide which, while dismissing the appeal, the order passed by the District Consumer Disputes Redressal Forum, Karim Nagar on 16.07.2010 in Consumer Complaint No. 90/2009, allowing the said complaint, was upheld.

2. Briefly stated, the facts of the case are that the late Penti Surender was the policy holder for ten life insurance policies, issued by the opposite party (OP), Life Insurance Corporation of India (hereinafter referred as “LIC”), which covered risk to the insured for a sum of Rs. 19,75,000/- and also to pay additional sum of Rs. 19,75,000/- towards accidental benefits. The said Penti Surender went missing on 05.01.2007 and later on, his dead body was recovered on 18.04.2007 as per the police record. The complainant no. 1, Penti Aruna is the widow of the decease