Rekha Gupta, Presiding Member—The present revision petition has been filed against the judgment dated 31.08.2016 of the Punjab State Consumer Disputes Redressal Commission, Chandigarh (‘the State Commission’) in First Appeal no. 204 of 2013.

2. The facts of the case as per the petitioner/ complainant are that petitioner purchased a bus Ashoka Leyland model 2001 to earn his livelihood by way of self-employment. The petitioner engaged one Vidya Rattan for driving the bus who was holding a valid and effective driving licence. The petitioner had taken the road test and further confirmed the genuineness of the driving licence of Vidya Rattan.

3. The petitioner got the aforesaid bus bearing no. PB 13 X 9577, chasis no. YLA 032896 and Engine no. ZLH 167167 comprehensively insured with Oriental Insurance Company Ltd., i.e., vide policy no. 233500/31/2011/5228 for the period 13.01.2011 to 12.01.2011 for a sum of Rs.3.00 lakh. The said bus met with an accident on 28.06.2011 near village Gajewas on Saman Bhawanigarh road and in the accident the bus was badly damaged. An FIR regarding the accident was lodged by one Hardip Singh who failed to report the actual facts of the accident. The l