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K.S.CHAUDHARI
Sunanda Dhananjay Lahoti – Appellant
Versus
Metlife India Insurance Co. Ltd. – Respondent


Counsel for the Parties:
For the Appellant:Mr. Vatsalya Vigya and Mr. Rajat Kapoor, Advocates
For the Respondents:Mr. D. Varadarjan, Advocate

ORDER

K.S. Chaudhari, Presiding Member—These appeals arise out of single order of State Commission, hence decided by common order.

2. These appeals have been filed by appellant against order dated 13.5.2014 passed by State Commission in Complainant No. 33 of 2011-Smt. Sunanda W/o Dhananjay Lahoti v. The Metlife India Insurance Company Limited & Anr. and Complaint No. 34 of 2011-Smt. Sunanda W/o Dhananjay Lahoti v. The Metlife India Insurance Company Limited & Anr., by which complaints were dismissed.

3. Brief facts of the cases are that the complainant’s husband Dhananjay Lahoti, who expired on 29.6.2010, obtained two insurance policies from the opponent Insurance Company-R-1 having its office at Aurangabad i.e. from opponent No. 2/R-2, the details of which are given as under:

Sr. No. 

Policy No

Date of policy proposal

Period of Policy

Maturity amount

Annual premium

1.

20289891

14.3.2010

27.3.2010 to 27.3.2035

60,00,000

Rs. 6,00,000

2.

20353447

26.5.2010

27.5.2010 to 27.5.2020

50,00,000

Rs. 25,953.59

he opponent Insurance Company had












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