Anup K. Thakur, Presiding Member—This Revision Petition No.3265 of 2015 has been filed by the petitioner/complainant – Bhupinder Kumar against the order of the Punjab State Consumer Disputes Redressal Commission, Chandigarh (for Short, ‘State Commission) dated 23.12.2014 in FA No.658/2012 vide which his insurance claim under critical illness cover was denied.

2. Brief facts relevant for the disposal of this revision petition are as follows.

3. As per the petitioner/complainant, he has been associated with the respondent opposite party Bajaj Allianz Life Insurance Co. since 2005, first as an insurance consultant and presently as a Sales Manager. He had taken an insurance policy No.0010996742 dt. 28.9.2005 from the respondents/opposite parties. He had suffered a heart-attack on 29.4.2007 and was admitted in Patiala Heart Institute from 30.4.2007 to 2.5.2007. Later, he was shifted to Dayanand Medical College and Hospital, Ludhiana where he remained from 19.6.2007 to 20.6.2007. Angiography was conducted and a stent was fixed. The complainant spent an amount of Rs.2.50 lakh for his treatment. He lodged his claim with the Insurance Company but till date his claim has not been paid, de