D.K. Jain, President—These two Revision Petitions, by the Complainant, are directed against a common order dated 29.04.2014, passed by the Himachal Pradesh State Consumer Disputes Redressal Commission at Shimla (for short “the State Commission”) in First Appeals No. 364/2013 and 375/2013. By the impugned order, while accepting the Appeals filed by Agriculture Insurance Company of India Limited and Punjab National Bank, Opposite Parties No. 1 and 2 respectively in the Complaint, the State Commission has overturned the order dated 28.10.2013, passed by the District Consumer Disputes Redressal Forum, Kullu (for short “the District Forum”) in Complaint Case No. 12 of 2012. Insofar as the District Forum was concerned, it had allowed the Complaint, preferred by the Petitioner, alleging deficiency in service on the part of the Opposite Parties in not paying to him the full amount of compensation under the Scheme, styled as “Weather Based Crop Insurance Scheme”, for the loss suffered by him on account of failure of apple crop due to deficient rain. The District Forum had, thus, directed the Respondents to jointly and severally pay to the Complainant a total sum of Rs.99,050/- as clai