V.K. Jain, Presiding Member—This revision petition is directed against the order of the State Commission dated 22.4.2016 whereby the appeal filed by the petitioner corporation against the order for the District Forum dated 19.2.2015 came to be dismissed. This matter had earlier travelled to this Commission by way of Revision Petition No.2423 of 2010 - LIC of India Vs. Gian Singh decided on 17.10.2014. The facts of the case is outlined in the aforesaid order are as under:

“1. Late Rakesh Kumar, son of the complainant, purchased an insurance policy from the petitioner-corporation on 05-06-2003 for an amount of Rs.10,00,000/-. Rakesh Kumar died during currency of the aforesaid policy and a claim was duly lodged with the petitioner-corporation. The claim was, however, repudiated by the corporation primarily on the ground that instead of appearing himself, the insured had produced some other person, for medical examination and thereby a fraud was played upon the corporation.

4. The repudiation letter dated 25-03-2006, to the extent it is relevant for our purpose reads as under:

“In this connection we have to further state that the life assured has submitted the proposal date