PREM NARAIN
Future Generali India Insurance Co. Ltd. – Appellant
Versus
Davinder Bindal – Respondent
Prem Narain, Presiding Member—This revision petition has been filed by the Petitioner, Future Generalli India Insurance Company Ltd. against the order dated 17.5.2017 passed by the State Consumer Disputes Redressal Commission, UT Chandigarh, (for short, ‘State Commission’) in First Appeal No.30 of 2017.
2. Brief facts of the case are that petitioner herein had insured the vehicle of the complainant/respondent which was valid from 21.9.2013 to 20.9.2014. Insurance was granted subject to standard terms and conditions which are applicable to insurance on the motor vehicle. The vehicle got damaged on 25.6.2014 due to fire. The insurance company appointed B&S Insurance & Loss Assessor, a duly licensed surveyor & loss assessor, to assess the loss. The surveyor assessed the loss to the tune of Rs.40,531/- as per the report dated 1.9.2014. Aggrieved by this amount, the complainant however filed a complaint before the District Forum, Chandigarh with a request that the total expenditure incurred by him for repair of the motor vehicle should be allowed. The complaint was resisted by the insurance company. However, the District Forum after considering the submissions of both the parties al
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