Dr. B.C. Gupta, Presiding Member—This revision petition has been filed under section 21(b) of the Consumer Protection Act, 1986 against the order dated 13.04.2010, passed by the Chhattisgarh State Consumer Disputes Redressal Commission (hereinafter referred to as ‘the State Commission’) in First Appeal No. 619/2009, “Life Insurance Corporation of India versus Shivmangal Ram Baghel & Anr.”, vide which, while dismissing the said appeal, the order dated 22.09.2009, passed by the District Forum Sarguja, Ambikapur allowing the consumer complaint No.124/2007, filed by the present respondent/complainant, was upheld.

2. Briefly stated, the facts of the case are that the complainants/respondents are the parents of their deceased son Dinesh Kumar Bhagel, who is stated to have died in a road accident on 04.02.2006. The deceased Dinesh Kumar Bhagel had obtained an insurance policy on 25.03.2005, called Limited Payment Endowment Policy with Profits from the Opposite Party (OP) Life Insurance Corporation of India (LIC) for a sum of Rs.1 lakh. The case of the complainant is that under the Policy, the respondent LIC had agreed to pay, apart from the sum insured, an accidental benefit of Rs.1 l